SEND MORE. PAY ZERO.

SEND MORE. PAY ZERO.

Send money from Kenya to Nigeria with KES 0 transfer fees.

Fast, secure and convenient transfers.

Join over 500k happy customers who choose Upesi Instant, secure online money transfers.

Send money from Kenya to Nigeria with KES 0 transfer fees.

Fast, secure and convenient transfers.

Join over 500k happy customers who choose Upesi Instant, secure online money transfers.

Whether you’re paying a business partner, supporting family or taking care of everyday needs, Upesi makes sending money to Nigeria simple.

How much does it cost to transfer money to UAE?

How much does it cost to transfer money to UAE?

This is how much it will cost you to send KES 1M.

KES to AED = 45.50 (Rate changes daily)

Transfer fee- Kes 1,725 (Flat fee)

=(1,000,000 -1,725) ÷ 45.50)

=AED 21,940.11

You'll save= 14.72% with Upesi


This is how much it will cost you to send KES 1M.

KES to AED = 45.50 (Rate changes daily)

Transfer fee- Kes 1,725 (Flat fee)

=(1,000,000 -1,725) ÷ 45.50)

=AED 21,940.11

You'll save= 14.72% with Upesi

Pay low fees

You will only pay KES 1,725 for any transfer to UAE.

(you'll always see the total cost upfront).

No hidden fees or Charges

Absolutely no hidden fees. It's more affordable than what you're accustomed to.

Why Send Money using Upesi?

  • KES 0 Transfer Fees
    Send to Nigeria with zero transfer fees.

  • Fast, Flexible Delivery
    Send through supported bank accounts and available payout options.

  • Easy Ways to Pay
    Pay via
    M-PESA, PesaLink or mobile banking.

  • Licensed & Secure
    Licensed and regulated by the
    Central Bank of Kenya (CBK).

Why Send Money using Upesi?

  • KES 0 Transfer Fees
    Send to Nigeria with zero transfer fees.

  • Fast, Flexible Delivery
    Send through supported bank accounts and available payout options.

  • Easy Ways to Pay
    Pay via
    M-PESA, PesaLink or mobile banking.

  • Licensed & Secure
    Licensed and regulated by the
    Central Bank of Kenya (CBK).


Absolutely no hidden fees.

How long will the transfer take?

How long will a money transfer take?

We offer instant money transfers to Nigeria.

Occasionally, different payment methods or routine checks may affect the transfer delivery time.

We’ll always keep you updated, and you can track each step in your account.

We offer instant money transfers to UAE.

Occasionally, different payment methods or routine checks may affect the transfer delivery time.

We’ll always keep you updated, and you can track each step in your account.

How To Send Money to Nigeria from Kenya

How To Send Money to Nigeria from Kenya

Enter amount to send in KES

Enter amount to send in KES


Send the money in KES from your bank account or from Mpesa account


Send the money in KES from your bank account or from Mpesa account

Add your recipient's details in Nigeria

Add your recipient's details


Add the details of who you want to send money to in Ghana and which pay-out method to use.


Add the details of who you want to send money to in Nigeria and which pay-out method to use.

Send KES, receive Naira


The recipient gets money in Naira directly from Upesi.


The recipient gets money in Naira directly from Upesi.

What you’ll need for your online money transfer to Nigeria

What you’ll need for your online money transfer to Nigeria

Reasons you'll love Upesi

Reasons you'll love Upesi

Best ways to send money to Nigeria

Best ways to send money to Nigeria

Why Our Customers Love Upesi

Why Our Customers Love Upesi

Register For a FREE Account

Register For a FREE Account

FAQs

We charge a flat fee of KES 805 per transfer regardless of channel used.

Mobile wallet transfers are instant. Bank transfer delivery timeframes vary per country but are usually credited within one working day. Cash pick-up transfers are ready for collection upon availability of the recipient in the receiving destination. Please ensure that the sender’s and the beneficiary’s details are correct.

When sending money, you can pay for your transfer using your M-PESA or Bank Account (either Internet Banking or Pesalink). Important: for payment using M-PESA, your mobile wallet should be registered in the same name as your account in Upesi’s Web App.

  • Either Kenya National ID or Alien ID (for foreigners resident in Kenya)
  • Selfie photo of you
  • You only need to upload your identification document onto our secure Web App. Please DO NOT email us your documents. Doing so may delay the processing of your transfer as you will be requested to upload your documents again onto our secure Web App.

    Check that your payment details have been entered correctly. If all details are correct, please check why the payment has been declined with your payment provider. In some cases, you may need to approve the payment with your provider before returning to us to complete the transfer.

    You can cancel a cash pick-up transaction if the recipient has not received it yet. Bank transfers and mobile wallet transfers are instant and cannot be cancelled. However, a transfer that has not been transmitted due to the wrong details entered, can be cancelled by sending a request to [email protected] or by calling at 0709 656 000.

    Need more answers? Visit our help center here.

    Upesi Money Transfer is committed to ensuring the security and protection of the personal information that we process, and to provide a compliant and consistent approach to data protection. Please note that by sharing your information you are simultaneously agreeing to receive information and marketing material that is relevant to Money Transfer solutions and any other valuable information that Upesi Money Transfer deems helpful and relevant to you. If you have any questions related to our GDPR compliance, please contact our Data Protection Officer or make visit our legal and privacy policy page.